Paypal account permanently closed

30 Oct

Paypal have permanently limited my account so please do not try to send any donations to it. I’m unsure quite what to do next, requires serious consideration.


45 Responses to “Paypal account permanently closed”

  1. disco tex March 11, 2017 at 22:37 #

    what the hell are people giving you money for? a fake decoding system with results that sound weak and crappy. avoid this asshole and run away – he steals money for this lousy sounding stuff

    • oxforddickie March 11, 2017 at 23:57 #

      This is the type of crap i have to put up with running this blog. And i’m fed up with it

      Here is his email address:

      • oxforddickie March 12, 2017 at 00:08 #

        A little more information

        IP: United States Near: Junction City, Oregon, United States

    • Owen Smith March 12, 2017 at 01:41 #

      I think it would have been much better to not approve his post. I know you get to see all this crap and have to put up with it, but it doesn’t deserve the oxygen of publicity. This is a place for discussing music and quad.

      To reply to disco tex, this isn’t a fake decoding system (and there is more than one anyway) and the results do not sound weak and crappy. I have done my own comparisons and OD’s decodes sound good. SQ decodes in particular are excellent.

      So disco tex, do you have any specific thing you are complaining about or is this just a general insult?

      • SacdtoDvda March 13, 2017 at 21:37 #

        I concur.

        The results of these decodes are certainly not ‘fake’ and far from ‘weak’.

        Anyone who has listened to the iterations of the processes involved will attest to the improvement in the results over time.

        I would also be interested to hear a specific, constructive criticism from Mr Tex to illustrate the validity of his concerns.

  2. Anthony Becker March 9, 2017 at 14:20 #

    Your PayPal account was Permanently limited and closed?

    Even if you open another account, it will be Permanently closed and limited again! Because PayPal knows it’s you! I CAN HELP! I have step by step information with full instructions on what to do in order to open a new PayPal account without having it to become limited or closed again!

    • oxforddickie March 9, 2017 at 15:10 #

      Thank you but i have ZERO wish to have anything to do with them ever again

    • Owen Smith March 9, 2017 at 16:10 #

      Did you get the account balance back in the end OD? Should be available to you by now.

      • oxforddickie March 9, 2017 at 16:20 #

        Yes i did thanks, from both accounts that were dealt a blow. But would you believe they still won’t let me fully close/delete them, even though i’ve asked them to remove all traces of them the response is……… blowing in the wind…..

  3. rayc2 November 14, 2015 at 10:50 #

    Someone is always trying to keep good folk and good ideas down. I’ve only just managed to get back into online payments due to a very serious hack & hijack attempt. To find that I’ve managed to get that sorted and then the best place to spend has been put on hold is annoying for me but must be terrible for OD. Money frozen for that long – wow, I can see them having fun on the short term money market before they give it back. they made out that they were the good guys making life easier but now we know they’re at the bec & call of the big corporations after all.

  4. utsquishy November 4, 2015 at 14:29 #

    Bummer, I was going to donate to the cause.

  5. scott colburn November 3, 2015 at 17:05 #

    Isn’t paypal’s issue just that you were receiving a lot of money from family and friends (ie avoiding fees)? seems like if you just go back to accepting money for services, you’re in the clear and we can all pay a bit more to compensate for the 2.5% fees.

    • oxforddickie November 3, 2015 at 17:21 #

      I wish it were so simple. This is from the first email i received:

      We recently noticed an issue with your account.

      What’s the problem?

      When you signed up for your PayPal account, you agreed to our User Agreement and Acceptable Use Policy. We’ve had to permanently limit your account because some of your recent transactions violated this policy.

      You’ll be able to withdraw any money in your account 180 days after your last transaction.

      We’ll email you when you can withdraw your money.

      If you’ve any references to PayPal on websites you may own, please remove them.

      • scott colburn November 3, 2015 at 18:58 #

        and then you asked which policy you violated and they said?

        • oxforddickie November 3, 2015 at 19:56 #

          I have already said that the reason was the use of torrents, they obviously checked out the blog

        • Owen Smith November 3, 2015 at 22:35 #

          It could just as easily be that they don’t like you receiving money from so many friends, since they don’t get any fees. Unless they state which clause you’ve breached, we can’t know for certain. Sure they may say something about torrents, but provided they’re making money do they really care about that?

          • scott colburn November 4, 2015 at 02:16 #

            I’m thinking a new account that pays the fees would go un noticed. just use a gmail account

            • oxforddickie November 4, 2015 at 07:05 #

              Unfortunately to create a new account requires a different card/bank account and quite possibly a new address as well.

  6. Alfie November 2, 2015 at 12:27 #

    I stopped using eBay for a couple of years when I moved abroad. When I returned I discovered that my PayPal account had been suspended for non-payment of around £10, because someone had claimed a refund from me and I wasn’t monitoring my account at that point. I found it impossible to rectify the situation and repay the money.

    In the end I had to open up a new PayPal account associated with a new bank and e-mail account. My guess is that it’s not worth opening up a bank account for this purpose as they’ll only close you down again. Although I realise you don’t do this for the money, by any legal definition your PayPal use would be commercial, and whatever triggered their interest in your account this time will probably recur.

    I don’t know what the alternatives are, but given that Bitcoin is infamous as currency for all kinds of contraband, it may be worth investigating.

    • oxforddickie November 2, 2015 at 13:38 #

      Reading about Bitcoin has left me with more questions than answers plus and an uneasy feeling.

      • Beechwoods (@Beechwoods_) November 2, 2015 at 18:25 #

        Whatever you use to enable blog donations will have to gain wide adoption by members as well. And Bitcoin is too complicated and too immature to catch on IMO. There are no mainstream exchanges, and it’s been hit with a few high value thefts in recent years. All the more troubling because it’s supposed to be ultra secure, and it’s funds are so intangible. I must admit that I’d be uncomfortable buying into Bitcoin right now too…

        • oxforddickie November 2, 2015 at 18:45 #

          Bitcoin does appear to be ‘dodgy’ and after what i’ve read i think the best thing to do is to stay well clear of it.

      • prefabfan March 16, 2017 at 16:33 #

        agreed. Everything about it screams “crime, artifice”‘

  7. jaypfunk October 31, 2015 at 16:54 #

    Damn it! I was just going to donate for the Mountain Twin Peaks. 😦

    • gleeksmirt7 October 31, 2015 at 23:25 #

      So was I. 😦 Hopefully OD will get this mess sorted out soon.

  8. Em² October 31, 2015 at 14:37 #

    Another interim option even if you choose another payment method is something like a cashplus pre pay mastercard that can act like a bank account in that you get a sort code & account number for accepting payments either from another online payment option or directly which can then be used as if a credit card online spending your accumulated balance (it’s not a credit card but it’s accepted as one) and/or then balance transferred into your main bank account. There is a monthly fee involved but it’s a good way to stay safe online. I use it as a safe bank account option for eBay and I feel using it minimises my online and in-store fraud risks and stops me resorting to an actual credit card & getting into debt. Just another option to consider anyway.

  9. Paul I October 30, 2015 at 23:19 #

    how strange. there is an ad for trivago at the start of these comments on my machine. Ive never seen ads on the blog before. Have I just been missing them or do I have a ghost in my machine?

    • oxforddickie October 31, 2015 at 02:23 #

      Advertising is a possibility with these blogs, they need to make money somehow

  10. Owen Smith October 30, 2015 at 19:25 #

    Have they made off with a significant amount of money of yours?

    • oxforddickie October 30, 2015 at 19:46 #

      Not significant, although was leaving the money there for another ‘buying spree’, there are some interesting albums around at the moment.

  11. bayards October 30, 2015 at 13:52 #

    OD – I use Bitcoin. I use only UK sellers via that accept bank transfer – quite painless. Other than that perhaps good old bank transfer?

  12. charles October 30, 2015 at 13:18 #

    Ouch. Oh, and damn. That was a good system…certainly hope for a good resolution. Deeply appreciate all you efforts!

  13. Owen Smith October 30, 2015 at 09:33 #

    Have PayPal given a reason for permanently closing your account? Maybe they didn’t like so many people avoiding fees by donating “to a friend”. But then if they hadn’t made your account commercial (which it clearly isn’t) that wouldn’t have been necessary.

    The first approach I feel should be to try to get PayPal to re-open your account. I’ve no idea how responsive they are, never had to deal with them.

    In the UK we could just use online banking to pay you direct by account number and sort code. I don’t know how that could work outside the UK, and has the downside of having to publish bank details. You’d need a sacrifical account just for this purpose that could be closed and moved if anything went wrong.

    • oxforddickie October 30, 2015 at 17:30 #

      I had a further dig around the smaller than small print and found the section i have ‘abused’. All i need to say is the word ‘torrent’ and i guess it says it all.

      There is no possibility of the account being re-activated and no further discussion with regards to their decision is possible. I have only one option, to wait six months for any money in the account to become available for withdraw. That’s that then.

      Putting my bank details on line? Possibly a bit dodgy, although in the days of cheques that information was there for anyone to use/abuse.

    • Owen Smith October 30, 2015 at 19:34 #

      I don’t suggest your main bank account. Open a seperate one (if you can find a free one these days) that is only used for this blog.

      Loss of PayPal could be a wider problem though. Many ebay sellers will only accept PayPal. How are you going to buy things from ebay? Though I suppose a seperate account on a different email address might escape notice.

      Torrents themselves are not illegal. It doesn’t matter whether you use torrents, ftp, email, or floppy discs in the post. It’s what the content is that matters. It really annoys me that there’s a presumption that torrents are illegal.

      You have to wait six months for your balance back? Surely that’s illegal, they are witholding money that is yours. Sounds very close to theft to me. What interest rate are you going to carge them for the six months they have your money?

      • oxforddickie October 30, 2015 at 19:52 #

        Opening another bank account would be hard, especially in my situation with no real income. But i’ll look into it.

        Paypal have all of this well and truly sown up. It’s all in their terms and conditions. So people, beware, they can do what they want, if & when they want!

        As to Ebay, and the other sites i use around the globe, it’s going to be a major problem. It’s already caused me one problem, having won an LP on Ebay over night, i couldn’t pay for it this morning. Thankfully he’s accepting a cheque, but it’s not an ideal solution by any means.

        • Beechwoods (@Beechwoods_) October 30, 2015 at 20:21 #

          Ugh. Ebay is so integrated with PayPal it’s almost impossible to use without. It sounds like you may need to set up a new PayPal account for your non-blog use, linked to a different account and email address. You should be able to set up a second (no-fee) account with your current Bank, even if it’s it’s a basic, ‘no-frills’ account (without credit facilities).

          For blog use, another service to check out is Google Wallet. I used to use this quite a bit until everywhere went PayPal.

        • Owen Smith October 31, 2015 at 01:16 #

          Somehow PayPal continue to avoid being classified as a bank, despite effectively operating as one. They should in the UK come under the financial services regulators like any other bank, in which case some of the crap they pull would be illegal. Like withholding your money for six months without a court order.

  14. Em² October 30, 2015 at 09:06 #

    I’m guessing it’s the random security Paypal limitation.Have met many a small business and caual personal user crippled by random frozen accounts. Too easy to rely on one method of payment these days.
    Been through this myself a couple of times and got in unfrozen relatively quickly (wasn’t even using the account much) but some are not quite so lucky.
    Always hard to get a clear reason whether limits have been exceeded for a personal account (in which case they’re forcing your hand to upgrade to a merchant account) or their over cautious algorithm thinks successive payments are money laundering/fraud.
    As Beechwoods says alternatives are out there but hope you get to resolve the Paypal issue. Fortitude and best wishes.

  15. Beechwoods (@Beechwoods_) October 30, 2015 at 08:35 #

    What a blow, Paypal aren’t quite ubiquitous, but being shafted by them does not make things easy.

    If you are looking for reliable alternatives then I would say that Nochex is probably the best. UK based and FCA regulated, been around for years. I do hope you are able to find a solution to this. Paypal are about to feel the Apple Pay / Samsung Pay pain, I think the whole market is going to blow wide-open in the next 6 months.

    • oxforddickie October 30, 2015 at 08:47 #

      As some have found out there’s been issues with their system, not advising of donations made, or when it does arrive it’s just an email of code. I think their problems started at the same time of the split with E-Bay.

      Thanks for the suggestion, will also check out Bitcoin.

      • K October 31, 2015 at 10:13 #

        So, I’ve been gone for a while, but I wanted to share my own personal experience regarding why I will *never* link my bank account with PayPal, or anyone similar, again.

        About two years ago, I pre-ordered a digital camera, using PayPal to pay for it VIA my credit card (which I specifically chose since, given the large amount of money, I didn’t have that much in my bank account). When they actually went to collect the funds several weeks later, however, they tried pulling it from my bank account….three times, in fact, which resulted in me receiving three overdraft fees from something which, in my opinion, shouldn’t have occurred anyway. I called them about it after the first overdraft, and after having to wade through various automated responses over the phone and after specifically requesting to speak to a manager when I finally did reach a human, I was informed that PayPal’s payment collection system is totally automated and that my bank account would be hit three times before their system would give up and use my credit card as a payment source. After asking if the payment could be cancelled, I was told in no uncertain terms that, once the payment system is initiated, there was no way to stop it from their end. When I told them that their hands-off approach to software solutions was going to cause me to end up with over $100 in overdraft fees, their brilliant solution was for me to beg my financial institution to refund the fees.

        Needless to say, I was EXTREMELY put off by their lacksidaisical attitude.

        PayPal is pretty ubiquitous here in the US, so it is difficult to get away from them, particularly if you do anything of significance on eBay…but after that experience, there’s NO way they’ll ever have access to my bank account again.

        (And one final fun fact: the camera manufacturer I initially mentioned eventually had THEIR account frozen, with thousands of dollars in the pipeline, after PayPal [if I remember correctly] arbitrarily decided the transactions were suspicious).

      • Owen Smith October 31, 2015 at 14:43 #

        I have an old bank account I moved away from (no interest on account balances) that never got closed. Now it has a couple of hundred quid in it and is linked to paypal, there is no way they’re have a link to my real bank account. I use this because paying OD by credit card linked to paypal incurred fees, whereas using the UK bank account incurred no fees. This may now all be irrelevant, but it saved a bit of money and allowed me to donate a bit more to OD.

      • K November 5, 2015 at 19:23 #

        OD, I just wanted to add something I noticed today: Facebook is now allowing people to send money directly to each other. I haven’t really looked into it, so I don’t know if they’re using their own payment system or a third party like PayPal, but perhaps this could be an option?

        • oxforddickie November 5, 2015 at 19:44 #

          That is interesting,the only issue i would have is Facebook itself. It’s a very public place and could possibly bring more unwanted attention to the blog.

          Perhaps this is the point where i should mention that i believe i have a replacement in place already, i’ve just gone live yet. Just keep an eye on the information section on the right.

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